USAA Savings Account Rates
USAA, exclusively available to military members, their spouses, and USAA member children, offers three savings account options—two for adults and one for kids under 18.
The annual percentage yields (APYs) on USAA savings accounts are modest, with a slight increase at higher balances.
Below are the current APYs, accurate as of the publication date, subject to biweekly review and updates.
| Account Name | Balance for Highest APY | APY Range | Monthly Fee |
|———————-|————————-|———–|————-|
| USAA Savings | $0 | 0.01% | $0 |
| USAA Performance First| $500,000 | 0.05%–1.60%| $0 |
| USAA Youth Savings | $0 | 0.01% | $0 |
Before choosing a savings account, consider comparing high-yield rates to find the best option for your needs.
USAA Savings Accounts: Key Features
| USAA Savings | Key Features |
|————–|————–|
| APY Range | 0.01% across all balances |
| Minimum Balance to Earn Highest APY | N/A |
| Minimum Deposit to Open | $25 |
| Monthly Service Fee | $0 |
USAA’s basic savings account offers a low APY across all balances, falling below the national average. Exploring other options is advisable.
A USAA savings account requires a small initial deposit and has no monthly maintenance fees.
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